| Create Maternity Leave Income | | | | Should your baby spend time in the neonatal |
| When coverage begins before getting pregnant, | | | | intensive care unit (NICU), hospital indemnity insurance |
| supplemental health insurance creates maternity leave | | | | pays an additional benefit for your infant's stay. |
| pay, while also protecting your income in case of | | | | Both policies are designed primarily to protect your |
| pregnancy complications, delivery complications, | | | | family's lifestyle should you suffer an accident or |
| premature birth, accidents and illnesses. | | | | illness, and you will also be covered should this |
| Short term disability insurance covers normal child | | | | happen to you. You simply have several extra |
| birth. It pays a six week benefit for a vaginal delivery | | | | reasons to purchase this important coverage. |
| and an eight week benefit for a c-section delivery. | | | | Apply Before Getting Pregnant |
| Hospital Indemnity Insurance covers your normal | | | | Supplemental insurance provides exceptional benefits |
| maternity labor and delivery, and will pay a cash | | | | for women planning a pregnancy. You have an |
| benefit directly to you, not your doctors or hospital. | | | | opportunity to purchase insurance for an event you |
| Your benefits for normal delivery may triple the | | | | are planning. Where else can you triple the premium |
| premium paid over twelve months, creating up to | | | | you pay, while also getting important security for the |
| eight weeks of maternity leave take home pay. | | | | unexpected? |
| Security for Complications | | | | Most policies contain a nine month exclusion for |
| Short term disability pays an additional benefit should | | | | normal delivery. Once you are pregnant, it will be too |
| you experience pregnancy complications, and/or | | | | late to apply. |
| delivery complications. You may miss additional time | | | | The benefit is clear, and the timing is crucial. That is |
| from work if you need bed rest prior to delivery, or | | | | why applying for supplemental insurance is one of the |
| if birth injury causes you to need additional time to | | | | most important things you can do before getting |
| heal before returning to work. | | | | pregnant. |
| In addition, 12% of children are born premature. | | | | |